Mortgage Options ni

Interest Only Mortgage

With an interest only mortgage, you only pay the interest on the loan each month, which means that the capital sum stays the same throughout the period of the mortgage. You don’t repay any of the capital until the end of the loan time period.

This means that you need to make preparations for paying off the capital sum at the end of the term.

Interest only mortgages aren’t as broadly used as they once were. However, most lenders will look at any sound investment to use as a payoff vehicle. Investments like pensions or ISAs can be accepted.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

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Interest Only mortgage rates

View and research todays leading mortgage rates available and we shall be happy to arrange your mortgage with the lender on your behalf. 


Call us on 028 258 98625 or send us an email at info@mortgageoptionsni.co.uk if you would like to find out more.

WHAT OUR PAST CLIENTS HAVE SAID

Why choose Mortgage Options ni?
We provide our services to suit you, whether face to face, telephone or email
We search the whole market to ensure we find the right mortgage for you
We continue to monitor the market place and will keep you updated on opportunities
We provide advice on Second Charge loans.

Call us on 028 258 98625 to speak to one of our advisors today.

Mortgage Options ni (Life Assurance Direct Services) is registered in England and Wales. Registered office, 54 Thornhill Road, Antrim, County Antrim, BT4 1LG.

Authorised and regulated by the Financial Conduct Authority. Mortgage Options ni is entered on the Financial Services Register https://register.fca.org.uk/ under reference 400866.

If you wish to register a complaint, please write to us at the address above, email us at info@mortgageoptionsni.co.uk or call us on 02825 898625.

A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE