Re-mortgaging Your Property
Many of us are looking for a better mortgage deal, or would like to release some of the equity in our home but the process is often not as easy as it first appears.
So what do you need to know before you seriously consider remortgaging?
Where to start?
The first step is to contact us and we can advise you on the best remortgaging options.
We will work with you to check the terms and conditions of your existing mortgage. These will tell if you are tied-in to your mortgage deal or if there are any early repayment charges. You can then decide if it is worth switching to a different rate or stay put until the penalties have expired.
How do I apply?
We will of course guide you through the whole remortgaging process, which will include:
How long does it take?
The whole process should take about a month to complete however this may vary from customer to customer.
Once you have received a completion statement from your solicitor or new lender, the process has finished and your new mortgage is in place.
View and research todays leading mortgage rates available and we shall be happy to arrange your mortgage with the lender on your behalf.
Call us on 028 258 98625 or send us an email at email@example.com if you would like to find out more.
Mortgage Options ni (Life Assurance Direct Services) is registered in England and Wales. Registered office, 54 Thornhill Road, Antrim, County Antrim, BT4 1LG.
Authorised and regulated by the Financial Conduct Authority. Mortgage Options ni is entered on the Financial Services Register https://register.fca.org.uk/ under reference 400866.
A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE